Micheal Kayser

Micheal Kayser

Total tv maven. Infuriatingly humble entrepreneur. Evil entrepreneur. Typical twitter evangelist. Avid zombie advocate.

46 Posts Written
Getting Approved for a Debt Consolidation Loan: What You Need to Know

Getting Approved for a Debt Consolidation Loan: What You Need to Know

If you're considering a debt consolidation loan to pay off your debts sooner and save money, it's important to understand ...

Debt Consolidation Loan: What Fees to Consider

Debt Consolidation Loan: What Fees to Consider

When it comes to debt consolidation, there are a few fees to consider. On average, debt consolidation fees are around 4%...

Debt Consolidation: What Can You Use It For?

Debt Consolidation: What Can You Use It For?

Debt consolidation is a loan that can be used to pay off all types of debts, including credit card balances, medical...

Does Loan Consolidation Lower Interest Rate?

Does Loan Consolidation Lower Interest Rate?

Consolidating federal loans won't lower your interest rate. The fixed interest rate for a direct consolidation loan is...

Debt Consolidation: Is It a Good or Bad Idea?

Debt Consolidation: Is It a Good or Bad Idea?

Debt consolidation can be a great option for borrowers who have several high-interest loans and have improved their...

What are the advantages and disadvantages of debt consolidation loan?

What are the advantages and disadvantages of debt consolidation loan?

Founded in 1976, Bankrate has a long history of helping people make smart financial decisions. We've maintained this...

Does Debt Consolidation Affect Your Credit Score?

Does Debt Consolidation Affect Your Credit Score?

Debt consolidation loans can have an impact on your credit, but it's only temporary. When you apply for a debt...

Can You Consolidate Debt with Bad Credit?

Can You Consolidate Debt with Bad Credit?

If you have bad credit, you may still be able to get a debt consolidation loan. Online lenders are a great option for...

Debt Consolidation: Pros and Cons to Consider Before Making a Decision

Debt Consolidation: Pros and Cons to Consider Before Making a Decision

You might be considering a debt consolidation loan or credit card balance transfer to make your monthly payments more...

Can I Use a Debt Consolidation Loan to Pay Off Car Loans?

Can I Use a Debt Consolidation Loan to Pay Off Car Loans?

A debt consolidation loan could be a great way to help you pay off your car loan and prevent car repossession. It's...

How Debt Consolidation Can Impact Your Credit Score

How Debt Consolidation Can Impact Your Credit Score

When you apply for a debt consolidation loan, the lender will usually perform a credit check. This can cause a slight dip ...

Does Debt Consolidation Affect Your Credit Score?

Does Debt Consolidation Affect Your Credit Score?

Debt consolidation is a popular option for those looking to pay off their existing debt with a new loan or line of...

Debt Consolidation Loans: What You Need to Know

Debt Consolidation Loans: What You Need to Know

Debt consolidation loans are a great way to pay off high-interest debts and save money in the long run. Typical interest...

Debt Consolidation: What Types of Debt Can Be Included?

Debt Consolidation: What Types of Debt Can Be Included?

Debt consolidation is a great way to simplify your finances and reduce your debt. It involves taking out a single loan to ...

Tax Implications of Taking Out a Debt Consolidation Loan

Tax Implications of Taking Out a Debt Consolidation Loan

Taking out a debt consolidation loan can be a great way to manage your debt and get back on track financially. However,...

Does Debt Consolidation Hurt Credit Score?

Does Debt Consolidation Hurt Credit Score?

Consolidating your debt into a new lower-interest loan, a credit card with a balance transfer, a personal loan, or a home ...

How to Apply for a Debt Consolidation Loan

How to Apply for a Debt Consolidation Loan

Debt consolidation loans are a great way to reduce the amount of interest you pay on your debt and make it easier to...

Does Debt Consolidation Hurt Your Credit? A Comprehensive Guide

Does Debt Consolidation Hurt Your Credit? A Comprehensive Guide

Debt consolidation loans can have a negative impact on your credit, but it's only temporary. When you apply for a debt...

Can I Get a Debt Consolidation Loan with Bad Credit?

Can I Get a Debt Consolidation Loan with Bad Credit?

Online lenders are a great option to consider if you're looking for a debt consolidation loan and have bad credit....

Debt Consolidation: How to Stop Interest and Save Money

Debt Consolidation: How to Stop Interest and Save Money

Debt consolidation is a great way to simplify your monthly payments and reduce your interest rate. It involves taking out ...

Debt Consolidation Loan: How Much Can You Borrow?

Debt Consolidation Loan: How Much Can You Borrow?

Feeling overwhelmed by debt? Debt consolidation can be the solution. Bankrate's debt consolidation calculator is designed ...

Why Am I Not Eligible for a Debt Consolidation Loan?

Why Am I Not Eligible for a Debt Consolidation Loan?

If you're considering a debt consolidation loan to pay off your debts sooner and save money, it's important to weigh the...

Debt Consolidation: How Long Does It Stay On Your Credit Report?

Debt Consolidation: How Long Does It Stay On Your Credit Report?

If you're considering applying for a debt consolidation loan, you may be wondering how long it will stay on your credit...

Does Consolidating Debt Hurt Credit? An Expert's Perspective

Does Consolidating Debt Hurt Credit? An Expert's Perspective

Debt consolidation loans can have an effect on your credit, but it's only temporary. When you apply for a debt...

The Benefits of Debt Consolidation Loans Explained

The Benefits of Debt Consolidation Loans Explained

Debt consolidation loans can offer individuals a lifeline in managing their financial obligations more effectively. For...

Can I Use a Debt Consolidation Loan to Pay Off Credit Card Debt?

Can I Use a Debt Consolidation Loan to Pay Off Credit Card Debt?

Debt consolidation is a process of combining multiple debts, such as credit card bills or other loan payments, into a...

The Pros and Cons of Debt Consolidation Loans

The Pros and Cons of Debt Consolidation Loans

Debt consolidation is a popular way to reduce debt and simplify the process of paying what you owe. It involves combining ...

Debt Consolidation Loans: How They Work and What to Consider

Debt Consolidation Loans: How They Work and What to Consider

Debt consolidation is a process of accumulating several debts on a single loan with a monthly payment and, hopefully, a...

What Credit Score is Needed for a Debt Consolidation Loan?

What Credit Score is Needed for a Debt Consolidation Loan?

When it comes to getting a debt consolidation loan, each lender sets their own guidelines for the minimum credit rating...

Debt Consolidation Loans: What You Need to Know

Debt Consolidation Loans: What You Need to Know

Debt consolidation is a popular way to simplify your finances and save money. It involves taking out a single loan to pay ...

Debt Consolidation Loans: What You Need to Know

Debt Consolidation Loans: What You Need to Know

Debt consolidation loans are a great way to simplify your finances and potentially reduce your interest rates. Banks,...

Debt Consolidation: What You Need to Know

Debt Consolidation: What You Need to Know

Debt consolidation is a popular strategy for managing debt, and it involves merging all of your debts into a single loan. ...

Debt Consolidation: Secured vs Unsecured Loans

Debt Consolidation: Secured vs Unsecured Loans

Debt consolidation is a popular way to manage multiple debts of the same type and reduce the amount of interest you pay....

The Benefits of Debt Consolidation: Pros and Cons

The Benefits of Debt Consolidation: Pros and Cons

Debt consolidation is a popular way to manage multiple debts and reduce the number of payments and interest rates you...

4 Benefits of Debt Consolidation

4 Benefits of Debt Consolidation

Debt consolidation is a great way to reduce your credit card debt and simplify your payments. It involves taking out a...

Debt Consolidation Loans: What You Need to Know

Debt Consolidation Loans: What You Need to Know

Debt consolidation is a popular way to refinance your debt and simplify your financial life. A debt consolidation loan is ...

Debt Consolidation Loans: What You Need to Know About Interest Rates

Debt Consolidation Loans: What You Need to Know About Interest Rates

When it comes to debt consolidation loans, the interest rate you get depends on your credit score and debt-to-income...

Can I Use a Debt Consolidation Loan to Pay Off Medical Bills?

Can I Use a Debt Consolidation Loan to Pay Off Medical Bills?

Do you stay up at night worrying about a huge medical bill? It's likely that many of your neighbors are also going around ...

Debt Consolidation: How Much Debt Do You Need to Consolidate?

Debt Consolidation: How Much Debt Do You Need to Consolidate?

There's no fixed amount of debt you need to consolidate because lenders don't have any such requirements. However, to...

Debt Consolidation Loans: What You Need to Know

Debt Consolidation Loans: What You Need to Know

Debt consolidation is a popular way to streamline debt repayment and potentially save money on interest payments....

Can I Use a Debt Consolidation Loan to Pay Off Payday Loans?

Can I Use a Debt Consolidation Loan to Pay Off Payday Loans?

Credit unions usually give you up to six months to pay off a PAL if you can't qualify for a traditional consolidation...

Debt Consolidation Loans: Repayment Periods Explained

Debt Consolidation Loans: Repayment Periods Explained

Debt consolidation loans are a great way to simplify your finances and reduce your monthly payments. But what is the...

Debt Consolidation Loan: What It Is and How to Use It

Debt Consolidation Loan: What It Is and How to Use It

Debt consolidation is a process of combining multiple debts into a single loan or monthly payment. This type of...